Combined Liability Insurance

Combined liability insurance is a serious matter and adequate insurance protection against these liabilities is a specialist area. Vantage is one of the few insurers prepared to provide the extent of cover needed.

Through our unique underwriting arrangements we are able to offer wide insurance protection at competitive prices, backed by expert service, including the vital area of claims. Our cover includes:

Public Liability

This protects the insured against legal liability for death or injury to clients or damage to their property, including liability where the cause is the action of a supplier. Many trade associations (ABTA, AITO, TTA, etc.) require insurance as a condition of membership.

Professional Indemnity

This protects the insured against claims for compensation by dissatisfied customers where injury or property damage is not involved. Cover for liability for the actions of suppliers, as well as the insured’s own errors and omissions, is included.

Employers' Liability

This provides cover in respect of claims arising out of injury to employees in the course of their employment within the UK and also whilst working temporarily abroad. This insurance is compulsory for any UK Employer under the terms of the Employers’ Liability (Compulsory Insurance) Act 1969.

Emergency Assistance

The ABTA Code of Conduct imposes on Tour Operators a requirement to provide ‘general assistance’ including initial legal costs to a client who suffers a mishap arising from an activity outside the booked holiday.