Commercial Insurance

Commercial (office) insurance provides comprehensive business cover in a single policy. Designed primarily for Tour Operators and Travel Agents we offer a manageable and cost effective way to safeguard against all aspects of a business' risk. Our policies can be tailored to individual company needs, but typically include cover for:

• Material damage, burglary and theft
• Pecuniary losses by employees (Fidelity Guarantee)
• Business interruption
• Stock (brochures)
• Money: either held on the premises or whilst in transit

Directors and Officers Liability Insurance

This insurance protects companies’ directors, officers and senior managers against claims arising from their decisions and actions taken whilst managing their business.

In a claim situation the Director’s personal assets are at risk. Directors cannot rely on the company indemnifying them. Often such an indemnity from the company will be in contravention of the Companies Act. Regardless of the stipulations of the Companies Act in the event of insolvency there will be no prospect of the company indemnifying the Directors and Officers.

The Directors and Officers Liability Insurance Policy will pay on behalf of the Director his legal costs and expenses and any civil damages awarded against him.