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At Vantage Professional Risks we know that Directors & Officers Liability Insurance has been one of the fastest growing insurance markets for a number of years.
Historically placed by the company to protect its directors, this type of insurance was perceived to be a cover that only large or complex companies needed to purchase. However with changes in legislation and the spotlight on corporate governance, the exposures faced are relevant to all companies regardless of size.
The legal environment we find ourselves has made it easier for shareholders and employees to file an action against the company and its directors which has provided an increase in the number of claims being seen in the UK market.