Commercial Combined Insurance

Looking after the commercial and property needs of tour operators

Our Commercial Combined Insurance provides tour operators with comprehensive cover in a single policy. This product is designed primarily for tour operators and travel agents.

Our Commercial Combined Insurance brings together a number of commonly required business insurances and through our unique underwriting arrangements we are able to offer this at highly competitive prices backed by an expert service – including the vital area of claims.

We offer a manageable and cost effective way to safeguard against all aspects of a business’s risk, with policies tailored to suit individual company needs.

What we cover:
Buildings and contents:	Protect your premises with insurance cover for things such as buildings, landlord’s fixtures and fittings, small outside buildings, office walls. Office insurance cover for commercial machinery, trade equipment and general office contents, e.g desks, chairs and tenants improvements.
Business interruption:	Our Commercial Combined Insurance covers the loss of income that a business suffers after a disaster while its office or business facility is being rebuilt.
Business travel:	Cover for insured persons within the company for: medical expenses, legal expenses, personal baggage, cancellation and curtailment, hijack and kidnap and personal liability. Tour operators’ business travel insurance is available as a separate policy, or part of the commercial combined insurance.
Computer equipment:	Insurance cover for this key element of your business’s infrastructure: computers and ancillary equipment.
Fidelity guarantee:	Our insurance plan for commercial offices protects you against direct financial loss arising out of the dishonesty of your employees.
Legal expenses:	Cover provided for the costs incurred in pursuing or defending the legal rights of the business in relation to statutory employment regulation.
Liability insurance:	Public/products liability, professional indemnity, employer’s liability and director’s and officer’s liability insurance can also be included.

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Looking after the commercial and property needs of tour operators

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